Finance Egg

Get ready to get friendly with the four-letter word that makes every business owner a little twitchy: DEBT. It's not always a bad thing (gasp, I know!). Used wisely, debt can be rocket fuel for growth. Used poorly… well, let's just say you don't

Hey there, fellow small business owner! As someone who's passionate about entrepreneurship, I'm sure you're no stranger to making financial decisions that can either make or break your business. One crucial concept to grasp is the break-even analysis – a powerful tool to help you

Alright, buckle up because we're about to tackle the not-so-fun topic of inflation. Think of it as the silent thief, slowly eroding the value of your hard-earned cash. But don't panic! Understanding how inflation works and taking some smart steps can help you protect your business

Alright, ditch those glazed-over eyes when someone says "statistics". It's time to realize numbers aren't just boring, they're your secret weapon for making smarter business decisions. Think of stats as your business translator, turning that mountain of data into crystal-clear insights. We&

The future of finance is here, and it's got the brains of a supercomputer. We're talking about AI (Artificial Intelligence), and it's changing how businesses manage their operations – in a very good way! Think of it as adding a robotic brain to your team,

Get ready to level up your business game, because today we're talking about the secret weapon of smart companies: unit economics. No, it's not about recycling cardboard boxes (though that's important too!). Unit economics is all about zooming into the nitty-gritty numbers behind every

Get ready to dive headfirst into the world of margins! Think of them as the health check-up for your business – they might not be glamorous, but they'll tell you if things are kicking butt or headed for trouble. We're going to cover gross, operating, and net

Alright, get ready to talk about taxes, but without the usual headache! I'm going to break down the confusing world of "pre-tax" and "post-tax" returns, and why the government always seems to get its grubby little hands on your hard-earned cash. We'll

Get ready, because we're about to go deep on a concept that haunts every business owner: opportunity costs. It's that nagging little voice whispering, "What IF you were doing something else…something better?" We'll unpack what it all means, why your bank

Okay, let's ditch those crystal balls when it comes to figuring out if a business investment is a total dud or worth its weight in gold. It's time for some cold, hard numbers instead of that wishy-washy "gut feeling" nonsense. Today, we're

Alright, strap yourself in – we're going to unpack a bit of finance lingo today. Ever heard of that fancy term "RoE"? Don't worry, it's not some code that only Wall Street types understand. Here's the plain English version: RoE stands

Okay, remember when we looked at those 3 all-important financial statements? Think of them as the ingredients for a recipe. Financial ratios are like the spice blends that take those ingredients and transform them into insights to power your business! Don't panic - we won't dive

Look, I get it. Financial statements aren't exactly riveting beach reads. Balance sheets, income statements, a whole new language of numbers and jargon... it can make any business owner's eyes glaze over. But hang in there with me, because these reports are insanely valuable once you

Let's face it – as a small business owner, you hustle. You work hard, and when you see profits rolling in, it can feel amazing. A solid profit for the year means a good paycheck for you, right? Or maybe reinvestment to grow your business further? Easy! Well… not

Introduction In the entrepreneurial journey of small businesses, budgeting and forecasting stand as the twin pillars supporting sound financial management. As a seasoned financial consultant, I’ve seen how a well-structured budget and an accurate forecast can be game-changers for businesses. This detailed guide, rooted in my practical experience and

Introduction  In the realm of business, financial literacy is not just a skill; it's a necessity. Over my career in guiding businesses in their finance, I've observed that a deep understanding of the three fundamental financial statements - the Balance Sheet, Income Statement, and Cash Flow

This article aims to help you understand the drivers behind the financial return for your business or a new project using the Return on Investment ("ROI") metric. I will assess an investment property as an example (as Aussies love their investment properties) to bring the concepts to life,

Introduction In the dynamic world of small businesses, managing cash flow effectively is not just a financial task; it's a critical survival skill. Having spent my career advising businesses manage their finances, I've seen firsthand how cash flow challenges can make or break a business. This